29
Feb

Before we married, my wife bought a van conversion to travel in. We still owe $43,000 on it and never use it. How do we get out from under this ;loan without ruining our credit history?


Answer:
Well you'd end up going upside down on the loan, which is bad. So about the only thing you can do is offer it for sale and hope to get what you owe for it.

I've had good luck here…

http://auto.deal4-you.com

Best of luck to you.


Answer:
sell the van and pay it off.

hopefully you arent upside down.

do you know how much the van is worth now?


Answer:
sell it and pay the difference

Answer:
Sell it.

Answer:
sell the van ..pay the bank( 13-20 percent more) and problem solved

Answer:
You know, I don't really think you can, apart from paying it off of course. Selling the van would probably be illegal as it has money owing on it. Good luck, maybe a lawyer can answer this one for you.

Answer:
Yes sell it for the most you can get for it.

There are other stupid ways aswell, but those include ripping the insurance company off if not honest. Only way other than selling it, is crashing it, making it totalled so that its not repairable. The insurance will pay it off. Another way is it getting stolen, the insurance will pay it off. Someone burning it to a crisp, insurance will pay it off again. But if something like that does happen, the insurance company will only pay for what the car is worth and not the interest you incurred from the car loan. I think if you got a good warranty that they should cover it


Answer:
take it south of the border and just leave the keys in it

Answer:
If you really want to get rid of the van, just sell it. Go through the usual routes — list it online, park it with a sign, or take it to a consignment center.

Ask for a reasonable selling price, though I don't think you will be able to get exactly what you owe, but you never know, you actually might. If not, sell it for what you can and then suck it up and pay the remaining balance out of pocket.

Whatever you do do not attempt to defraud the lending or insurance companies.


Answer:
change your name and move house

Answer:
1.Check the value of unit.

2.If value of unit is lower than loan amount you will have to pay the difference in one lump sum not in payments.

3.Some banks may be able to conduct a lien release. Meaning will allow you to sell the unit and pay the difference for the remainder of ther loan at a new payment amount.(Every Auto Finance Comp is different might not be an option)

4.If value is Higher than call you bank and ask what steps you need to take to put your unit for sale and pay them off.

Hope this helps


Answer:
Run it off of a cliff and collect insurance. Hooked on phonics worked for me!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Answer:
please visit this website for car loans Tips.

http://eloanstips.youhuixinxi.com/


Answer:
You have to pay off the loan. That is the only way to get out from under a loan. How you go about doing that is up to you. You probably owe more than it's worth, so keep that in mind.

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This entry was posted on Friday, February 29th, 2008 at 6:08 pm and is filed under Buying & Selling. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or TrackBack URI from your own site.

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